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    TimeBank conversion tools are being added to the Habitat for Health membership. Memberships in the GAIA Fan Club (GFC) are being billed directly during this time through PayPal, our LMS MEDIA-Managed developer. All transaction credits will be recorded in the TimeBank of the Habitat for Health GAIA Fan Club. A portion of the money paid out during the development phase, up to but not including cash or other credit, may be refunded as conversions are evaluated.